NDEA: The Soul & Foudation of the US Student Loans Program

So, what is the spirit of the student loans and why the US Congress enacted the law in 1958?  And how the Act has evolved over time, what kind of changes have happened and if the changes have positive or … Continue reading

A Servicing Company Owes the Government $22.3 Million

Recently one of the candidates who is participating in 2020 big dance has asked a major student loan servicing institution to pay $22.3 million to the federal government.  This money, according to the report has been asked by the candidate … Continue reading

Finally, Someone Argued About the Sanity On Current Student Loan Debt

As reported by the Wall Street Journal, The Association has just heard the news on the resignation of the Department of Education’s Chief Strategy and Transformation Officer. Following his resignation announcement he said “the system is broken‘.  One needs to … Continue reading

A Billionaire has a solution for the $1.5 trillion student debt crisis: Nonsense

When someone with this kind of background says something about solving student loans, one needs to really use their critical thinking and always alert themselves with the following phrase “there is no free lunch”.  The article says that he has … Continue reading

IR Intelligence (Education Analytics): Random and Systematic Errors On The Student Loan Debt

Let us bring our discussions on student loans (SL) to the next level.  There are many sub-system entangled one-to-another that affect the student loans which all the American public has seen these days. If the System is broken, then one … Continue reading

Charging Excessive Interests on Student Loans: Is This The Only Best Public Policy Option?

To understand deeply the US student loans issue, one needs to comeback to NDEA–to understand reasons why did Uncle Sam start the student loans program.  Over the time, the soul of NDEA has changed to what the American public is … Continue reading

AAEA Reaches Another Milestone: Celeberates Over Half A Million Visitors

A Little over five years ago, we started this site.  Our motivation is clear.  As an independent party, we share our research results based on data without any specific agenda.  It is an independent think-tank in education analytics and US … Continue reading

Time for Making Changes or Going Bankrupt

A few weeks ago, the Association has written an article to examine the behaviors and motivations of the College administrators.  The conclusions of our analyses point to several interesting results and one of them is that “their interests may not … Continue reading

Has the Student Loans Program Been Transformed Indirectly More Toward Supporting Modern Slavery?

Perhaps, the one single word that many try to avoid mentioning in daily conversation is slavery.  We try to be honest in this specific article in commemorating the Association establishment, exactly 5 years ago, today.  Where are we in the … Continue reading