Ten years ago, the Association has completed analyses on student loan issues and their impacts to the welfare of the average Americans. Data have shown, Uncle Sam can not afford to keep increasing the college tuition, and, at the same time dump all the college inefficiency to the young Americans to bare the spending sprees through their shoulders. However, certain color in the isle just does not have enough sense and urgency to see what the young and working class in America have to suffer. Because of the loans that they have to take, and the interest and other financial punishments they have to endure. It is not because the other color is brainless or incompetent. Rather, it is because they just do not care. Even this side of the isle sues the administration that tries to ease the young and working class’ burdens. To make it more heavier, this color was supported by the high court to form a percent storm. Now that we learned new policy was crafted to help the student borrowers. With this new development, one can predict what will be the results of 2024 big dance. Congrats America!!